Right to life and paying for pregnancy

At work today one of my coworkers, who is pregnant, was discussing her pregnancy and planning for the birth of her baby. Several other women who had already gone through it were talking about it with her and they specifically were talking about the finances involved and how much was covered by their health insurance.

I usually try to stay out of conversations involving heterosexual topics, specifically because they don't involve me and because I find them distasteful since conversations about homosexual topics are usually considered too controversial for office topics, which makes me angry. However, I have noticed while reading through insurance packages and different providers that pregnancy is often prohibited from coverage by insurance companies. The preggo woman made the comment that having a baby was expensive and I think that simple statement is so ironic in our current state of pro-life politics.

This may become an addendum to the respect for life post, and I apologize before I go any further. However, as much as I hate the statement that giving birth and bringing a new life into the world, is a miracle, it is certainly a signifiant occurance and an important one for the continuation of society. If we have so much respect for life and think that giving birth is so sacred and miraculous, why isn't it covered by more insurance. Why should someone have to take on a large financial burden in order for them to precipitate such an important occurrence? Shouldn't it be free if having a baby is so special?